Home Mortgages

Today's Rates

30 Year Fixed Rate Conforming
 Rate  APR  Points
 4.125%  4.184%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.958%  0.000%
15 Year Fixed Rate Conventional
 Rate  APR  Points
 3.625%  3.728%  0.000%

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Nick Lewis

Loan Officer

NMLS #: 699519
Office: 616-887-3229
Fax: 616-678-5656
Cell Phone: 616-901-8364
450 W Muskegon
PO Box 248
Kent City, MI 49330
Business Hours: Monday through Friday 8:00 – 5:00 or by appointment.

  • Lifetime resident of the Sparta and understands the market.
  • 16+ years of mortgage experience.
  • Hands on approach and creative problem solver.

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What You Will Need

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.